It starts with two free conversations: the first to understand your situation, the second where I come back with the areas worth exploring and the exact fee. If you decide to go ahead, we meet a third time to confirm the details, then I do the research and build your Financial Game Plan, a document covering every recommendation in plain English. After that, it's implementation, then we meet regularly to review your position and adjust as life changes.

Not a specific amount, but my advice is most valuable for households earning $300k or more or individuals earning $150k or more - because that's where strategy, tax, and structure decisions really compound over time. If that's roughly you, we'll have a lot to work with.

Yes - and I think it's important to look at both together. A financial plan that grows your wealth but leaves you unprotected isn't a complete plan. I look at the full picture.

I charge a fixed fee for your Financial Game Plan, agreed upfront, covering the research, the plan itself and full implementation. Ongoing advice after that, regular reviews and check-ins in between, is optional and priced separately. If I arrange insurance for you, the only commission I receive is paid by the insurer, not billed to you separately. I'm transparent about all of it before you commit to anything.

Book a call and find out. It's free, it's genuinely a conversation, and if I'm not the right fit I'll tell you. I'd rather point you in the right direction than take on a client relationship that isn't a good match.